MORTGAGE PROTECTION INSURANCE

Protect your home and loved ones with a strong safeguard against financial hardship. In the event of illness or death, this coverage provides a lump sum benefit to help pay off your mortgage debt.

What is Mortgage Protection Insurance?

Losing a primary source of income can make mortgage payments overwhelming, sometimes forcing families out of their homes without recovering their equity. Mortgage Protection Insurance provides a lump sum benefit in case of illness or death, helping to pay off mortgage debt and secure your home.


Most plans cover a specific term that aligns with your mortgage loan. While primarily designed to protect your home with a tax-free benefit, some policies also offer return of premiums and valuable living benefits, making it a smarter choice than traditional life insurance.

Is Mortgage Protection Insurance the Same as Life Insurance?

Traditional life insurance provides a basic death benefit, while Mortgage Protection Insurance offers additional living benefits that can support your family in case of critical, chronic, or terminal illness. You can advance up to 100% of your death benefit to cover mortgage payments while recovering.

Additional features include disability income waiver of premiums, and family coverage options. Plus, a Return of Premium option refunds your premiums if you outlive the policy.

With 62% of bankruptcies in the U.S. linked to critical illness—despite health insurance coverage—Mortgage Protection Insurance ensures your home and investment remain protected. At Frontline Financial Group, we provide the latest financial protection options to help you plan for the unexpected.

Frontline Financial Group’s Mortgage Protection Insurance

vs. Traditional Life Insurance

Traditional Life Insurance

  • Death Benefit

  • Terminal illness

Frontline Financial Group’s Mortgage Protection Insurance

  • Death Benefit

  • Critical Illness Rider

  • Chronic Illness Rider

  • Terminal Illness Rider

  • Return of Premiums

  • Waiver of Premiums for Disability

  • Waiver of Premiums for Unemployment

  • Coverage for Other Family Members

  • Disability Income

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